Medicare

Initial Enrollment Period. 

When you first become eligible for Medicare, you can join a plan

During the 7-month period that:

1.   Starts 3 months before the month you turn 65
2.   Includes the month you turn 65
3.   Ends 3 months after the month you turn 65

Open Enrollment Period. 

From October 15 - December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).

Medicare Advantage Open Enrollment Period.

•  From January 1 - March 31 each year, if you're enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. 

These dates and other Medicare information is found at www.medicare.gov

Individual/Family

Open Enrollment Period.

• November 1: Open Enrollment starts — first day you can enroll in, renew, or change health plans through the Marketplace for the coming year. Coverage can start as soon as January 1.
• December 15: Last day to enroll in or change plans for coverage to start January 1.
• January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
• January 15: Open Enrollment ends — last day to enroll in or change Marketplace health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
• February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.
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Special Enrollment Period - All year long

• If you have a life event like losing other coverage, getting married, or having a baby